Carpenter Insurance is Pensacola, FL’s premiere motorcycle insurance agency offering Pensacola, FL residents the lowest rates on motorcycle insurance.
We are not a one company fits all agency. We work with top motorcycle insurance carriers and offer customized motorcycle insurance solutions.
We make sure you get the very best Pensacola, FL Motorcycle insurance coverage at the lowest possible price.
Carpenter Insurance can get you coverage for many types of motorcycles including antique & classic motorcycles.
Our experienced Pensacola, FL motorcycle insurance experts will work with you, review your Motorcycle insurance needs and car insurance coverage options to build the policy that is right for you and then shop with our motorcycle insurance carriers to get you the best price!
We don’t work for an insurance company, we work for you! If you have a claim, we will be there helping make sure you get everything you are entitled too as quickly and painlessly as possible.
When you choose Carpenter Insurance for your motorcycle insurance needs, you get more than a website and an 800 number, you get our team of insurance professionals and customer service representatives that are local to Pensacola, FL and with you every step of the way!
These discounts vary by company and our agents are experts and analyzing your situation and recommending the company that meets your coverage requirements and offers the most discounts and lowest premiums.
Pensacola, FL Motorcycle Insurance Discounts
Claims-Free Renewal — Receive an discount if you have no at-fault accidents during your previous policy period.
- Homeowner — Get a discount on your motorcycle policy if you own your own home.
- LoJack — Receive a discount if your bike is equipped with LoJack® for even more affordable motorcycle insurance.
- Paid in Full — Pay the full amount of your policy when it renews and receive a discount just for doing so.
- Prompt Payer — Pay on time for a year and receive a discount when your policy renews.
- Responsible Driver — No accidents or violations on your driving record for the last three years translates to a discount.
- Safety Course — Completing an approved safety course could earn you a discount.
Eligible Bikes
- Customized Motorcycles
- Antique & Classic Bikes
- Cruisers
- Limited Production Motorcycles
- Street Sport
- High Performance
- Touring
- Sport Touring
- Dual Purpose/Enduro
- Motocross/Dirt Bike
- Mopeds/Scooters
- Trikes
- All-Terrain Vehicle (ATV)
- Off-Road Vehicle
Motorcycle Insurance Frequently Asked Questions
What are my Florida motorcycle insurance coverage options?
Carpenter Insurance works with several top motorcycle insurance companies to help ensure we can offer you the coverage you want …
What Florida motorcycle insurance discounts are available?
Many of the motorcycle insurance companies we work with at Carpenter Insurance provide money-saving discounts to help make the cost …
What types of motorcycles does Florida motorcycle insurance cover?
With so many different policies available, choosing the right motorcycle insurance can be challenging. At Carpenter Insurance, our agents are …
Do you offer Florida motorcycle insurance that covers my bike customization & accessories?
When you purchase Comprehensive or Collision coverage, at least $1,000 of Custom Parts and Equipment (CPE)/Accessory coverage is included in …