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Condominium Insurance for Ft. Walton Beach, FL

Condo Insurance Ft. Walton Beach, FLCarpenter Insurance is Ft. Walton Beach, FL’s top condo insurance agency making sure Ft. Walton Beach, FL condo owners are protected!

Your condo building has insurance for the building and common areas but the condo owner is responsible for the interior contents and improvements. That is why if you own a condo in Ft. Walton Beach, FL, you need a Florida condo insurance policy.

A Florida condominium insurance policy, sometimes called an HO6 policy, will cover damages to most of your personal belongings, as well as walls, floors, ceiling coverings, etc. Condo insurance basically covers everything within the unit, including permanently attached fixtures and improvements.

Ft. Walton Beach, FL Condo Insurance Coverage Options*

  • Personal property
  • Replacement value of your primary dwelling and specified permanent attachments, up to a specific value
  • Bodily injury if someone is hurt on your property
  • Liability for property damage
  • Damage protection from dangers, such as fire, plumbing freezes, vandalism, glass breakage, etc.

*See specific condominium insurance policies for coverage, limitations & exclusions

Ft. Walton Beach, FL Condominium & Condo Owner’s Insurance FAQs

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