Carpenter Insurance is Destin, FL’s top Builder’s Risk Insurance agency.
We specialize in helping Destin, FL area contractors and builders protect their under construction property and on-site construction materials.
Our Destin, FL area agents are experts at writing Builder’s Risk insurance policies.
We offer Builder’s Risk Policies with terms of three-months, six-months, or 12-months. If the project is not completed by the end of the initial policy term, it can often be extended, but usually only one time.
Destin, FL Builder’s Risk Typically Covers Damage From*
- Wind (Limited)
Typical Destin, FL Builder’s Risk Insurance Excluded Perils*
- Wind in Coastal Areas
- Employee theft
- Water damage
- Weather damage to property in the open
- Government action
- Contract penalty
- Voluntary parting
- Mechanical breakdown
*See specific Destin, FL Builder’s Risk policies for coverage, limitations & exclusions